Post by habibkhan13 on Feb 16, 2024 23:29:58 GMT -5
IBM Chairman Jim Whitehurst said, “ We are at a time of transformation. A big change Thanks to technology that makes Changes around us? It continues to proceed at an increasing speed. continuously increasing Although it is accepted that the operating characteristics of banks in Asia Pacific At present, change is slow. But the factors that can be adjusted with the bank in a leap forward It happened quickly. ” One such factor is that Regulatory agencies issue various licenses related to digital banks in the region, such as last year. The Hong Kong Monetary Authority has previously issued 8 virtual banking licenses. Licensees include Ant SME Services (Hong Kong) Limited, Ping An OneConnect Company Limited, Tencent's Infinium Limited, and Insight Fintech HK Limited [1] of Xiaomi. Depending on the policies of each country, such license may be granted to Obtain a license that does not exist. In the banking business before ( non-banking), it was able to carry out certain activities like a bank, such as accepting deposits from retail customers. and providing loans to various businesses.
The fact that these companies are not necessary You must have a Ecuador Email List branch location. It is also referred to as online-only, virtual banking or neo-bank. Examples of virtual banks already open in the region include TenCent 's WeBank in China [2] and Kakao Bank in South Korea. These new players and Technologists make expectations Customer satisfaction with bank services has increased. Recent Forrester research found that 77% of bank customers in Asia Pacific likes to connect with people. provide their financial services on the through various digital means more, especially in countries with Mobile device usage is very high in countries such as China, India, Indonesia, and Thailand, with nearly 3/4 also believing that They should be able to do business. Any financial transaction can be completed on your mobile device . While banks in Asia Pacific, which has been the market leader since Originally looking for a way to manage change mentioned above They also need to give attention to their IT infrastructure, which is an important part of supporting Support and enable the bank's various business models to function smoothly.
This is because the infrastructure The IT department must be the part that takes care of the management. Deal with transactions that must have Heavy processing such as trading stocks, bonds, currency exchange or Derivatives or allow small customers Do not trade through applications. You can use it on your smartphone. Reduce IT complexity To drive better business results What are the main IT systems currently used by banks? lack of flexibility There is a high cost of maintenance. and difficult to merge or integrate including the various channels that customers are using While integrating work into Working together is necessary. But it's still not enough. Will be able to create a flexible technology platform that will reduce operating costs and be able to adapt to cope with Changes quickly and enable greater customer engagement. To overcome these challenges , banks in the Asia Pacific region are Change the IT architecture The original architecture that was large, bulky and inflexible has been transformed into a more open architecture that can meet the needs of business conditions that have changed It can change all the time and be flexible .
The fact that these companies are not necessary You must have a Ecuador Email List branch location. It is also referred to as online-only, virtual banking or neo-bank. Examples of virtual banks already open in the region include TenCent 's WeBank in China [2] and Kakao Bank in South Korea. These new players and Technologists make expectations Customer satisfaction with bank services has increased. Recent Forrester research found that 77% of bank customers in Asia Pacific likes to connect with people. provide their financial services on the through various digital means more, especially in countries with Mobile device usage is very high in countries such as China, India, Indonesia, and Thailand, with nearly 3/4 also believing that They should be able to do business. Any financial transaction can be completed on your mobile device . While banks in Asia Pacific, which has been the market leader since Originally looking for a way to manage change mentioned above They also need to give attention to their IT infrastructure, which is an important part of supporting Support and enable the bank's various business models to function smoothly.
This is because the infrastructure The IT department must be the part that takes care of the management. Deal with transactions that must have Heavy processing such as trading stocks, bonds, currency exchange or Derivatives or allow small customers Do not trade through applications. You can use it on your smartphone. Reduce IT complexity To drive better business results What are the main IT systems currently used by banks? lack of flexibility There is a high cost of maintenance. and difficult to merge or integrate including the various channels that customers are using While integrating work into Working together is necessary. But it's still not enough. Will be able to create a flexible technology platform that will reduce operating costs and be able to adapt to cope with Changes quickly and enable greater customer engagement. To overcome these challenges , banks in the Asia Pacific region are Change the IT architecture The original architecture that was large, bulky and inflexible has been transformed into a more open architecture that can meet the needs of business conditions that have changed It can change all the time and be flexible .